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Financial Services · Banks - Regional

Rakuten Bank Ltd.

5838JPX¥5,919−¥142 (−2.34%)Market closed

Price Chart

Daily

Key facts

Market Cap
¥1.03T
P/E
14.1x
P/B
2.78x
ROE
21.7%

Rakuten Bank Ltd.

Financial Services · Banks - Regional · FY 2026

Rakuten Bank Ltd. is a prominent financial services entity in Japan, operating primarily as an online banking institution. A subsidiary of Rakuten Group, well-known for its e-commerce and digital ecosystem, Rakuten Bank provides a range of banking services including savings accounts, personal loans, and currency exchange. Notably, the bank enhances customer experience by integrating seamlessly with Rakuten's extensive digital services, which includes shopping, travel booking, and loyalty points, thereby attracting a tech-savvy client base. Rakuten Bank operates in the digital banking sector, leveraging technology to offer competitive financial services without the need for physical branch infrastructure. Its market role is significant as it represents the growing trend of digital-first banking, catering to the evolving needs of consumers who prioritize convenience and integration across financial and shopping activities. In the broader financial market, Rakuten Bank exemplifies the shift towards fintech solutions, influencing traditional banking industries to innovate and adapt to a more integrated financial landscape driven by digital technology.

CEO
Mr. Tomotaka Torin
Employees
1,076

Company Statistics

Valuation

P/E
14.1x
P/B
2.78x
P/S
6.20x
EV/EBITDA
—
P/FCF
3.1x

Margins

Gross
—
EBITDA
—
Operating
—
Pre-Tax
61.9%
Net
43.1%

Returns

ROA
0.5%
ROE
21.7%
ROIC
—

Growth (CAGR)

Rev 3Yr
27.4%
Rev 5Yr
21.0%
Op Inc 3Yr
—
Net Inc 3Yr
39.5%

Financial Health

Cash & Cash Equivalents
¥4.14T
Net Debt
¥12.06T
Debt/Equity
4159.6%
Interest Cov
—

Profile

Revenue
¥166.63B
Shares Out
—
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Rakuten Bank Ltd. (5838) Stock Forecast 2026 ¥5,919 — Price, Financials & Analyst Targets | AlphaLenz